Contact Us Today: 630.369.2700

Condo & HOA Attorneys

Specializing in HOA Foreclosures

Contact Us Today

  • This field is for validation purposes and should be left unchanged.

At Keough & Moody, P.C., our Illinois HOA foreclosure attorneys provide comprehensive, effective legal services to condominiums, townhomes, and homeowners’ associations. We help our clients utilize the full range of options to collect unpaid assessments, including foreclosure. As the HOA foreclosure process is complicated, an association should always be prepared to seek professional legal guidance. For a confidential initial consultation with an experienced Illinois HOA lawyer, please contact us today

Can an HOA Foreclose on a Homeowner?

Yes. If a homeowners’ association has a lien on a property, then it has the legal right to foreclose on that property. HOA assessments are the lifeblood of the associations. Under Illinois law, an HOA has a legal obligation to collect assessments. The failure to do so could actually result in an HOA facing legal action from its other, non-delinquent members.

Escalating Your Collection Practices

When an individual unit owner fails to pay an assessment, the HOA has several different collection remedies available. The most straightforward remedy is to send a simple reminder to the unit owner. Of course, unfortunately, this does not work in every case. Should an HOA member become seriously delinquent on their financial duties—whether they not paying their monthly fees or they failed to pay a special assessment—the HOA can place a lien on their property.

Once there is an HOA lien on a property, the association has the right to foreclose on the property. This is not to say that the foreclosure process is simple. There are a number of different complex rules and procedures that must be followed. If your association is considering taking legal action, an experienced foreclosure attorney in Chicago can help.

How Can a Lawyer Help with an HOA Foreclosure?

HOA foreclosures and HOA evictions are both subject to strict notification requirements. If your association is considering using this heightened remedy to recover an unpaid assessment, you need an attorney who knows how to protect the financial interests of your association. At Keough & Moody, P.C., we have deep experience helping HOAs and condo associations recover past due assessments. Among other things, our HOA foreclosure lawyers are prepared to:

  • Conduct a comprehensive assessment of your case;
  • Answer questions, advise you of your rights, and explain your legal options;
  • Look for cost effective solutions, potentially including recovering delinquent assessments throughout a settlement; and
  • Represent your interests in a foreclosure proceeding, including pursuing post-judgment amounts whenever warranted.

We believe that community associations need personalized guidance and one-on-one representation from an experienced HOA/condo foreclosure lawyer. If you are looking for “a foreclosure attorney near me”, our law firm is here to help.

Call Our Illinois HOA Foreclosure Attorneys Today

At Keough & Moody, P.C., our Illinois HOA foreclosure lawyers have the skills and experience to represent community associations in foreclosure proceedings. If you have questions about homeowners’ associations foreclosures, we can help. To set up a fully private legal consultation, please contact us today at 630.369.2700. With law offices in Chicago, Naperville and Tinley Park, we represent community associations throughout all of Northern Illinois.

Contact an Illinois HOA & Condo Attorney Today

Call Today : 630.369.2700


Keough & Moody, P.C. is an Illinois law firm providing full-service representation to condominium, townhome and homeowners’ associations. With convenient offices located in Chicago, Naperville and Tinley Park, we represent community associations throughout all of Northern Illinois. Our attorneys and staff take pride in providing personalized service to each and every client which allows us to obtain results quickly for our clients. We currently represent over 1,000 condominium, townhome and homeowner’s association throughout the state of Illinois and our attorneys have combined for over 100 years of legal experience in the area of Condo & HOA Law. Contact Keough & Moody today for any of your community association needs.